Weight loss surgery (also known as bariatric surgery) is not universally covered by insurance companies.
Does my health insurance cover weight loss surgery?
There are a variety of circumstances you may encounter regarding your health insurance:
- Your carrier offers no coverage. In this case, you will not be able to use insurance to help pay for weight loss surgery.
- The policy makes no mention of weight loss surgery (bariatric surgery). When the policy neither specifically covers nor excludes weight loss surgery, the company must be contacted for clarification. It is generally advised to speak to more than one representative, as some may not be able to speak with authority regarding coverage.
- Your carrier does not give a definitive answer regarding coverage. Some carriers will wait until documentation is received that proves the medical necessity of the procedures, while others will immediately approve or deny coverage. We will work with you to satisfy your carrier requirements.